Company Profile

Desh General Insurance Company incorporated under the Companies Act 1994 by the office of the Registrar of the Joint Stock Companies in Bangladesh in February 08, 2000. We began the journey of our business in the same year presenting the Company as DGIC in brief codes. Since 2000 we are providing insurance coverage in respect of risks allied to individuals, properties, assets and business; in this respect we are maintaining a high level professional provisions of human resources to meet up the requirements of our valued clients. Our services mainly include:

  • FIRE: Fire and Allied perils Insurance, Industrial all risk Insurance(IAR), Business Interruption Insurance, Loss of Profit/Consequential Loss Insurance.
  • MARINE: Marine Cargo Insurance(Transit by sea, air, land),  Marine Hull Insurance.
  • ENGINEERING: Erection All Risk (EAR), Contractors All Risk (CAR), Machinery Breakdown(MBD) Insurance, Boiler and Pressure Vessel Insurance, Deterioration of Stock (DOS) Insurance.
  • MOTOR: Motor Vehicle Insurance (Comprehensive & Act Liability.
  • MONEY INSURANCE: Cash -in-transit (CIT) Insurance, Cash -in-safe (CIS) Insurance (ATM), Cash -on-counter (COC) Insurance.
  • MISCELLANEOUS: Burglary and Housebreaking, Workmen’s Compensation Insurance, Personal Accident (PA), Peoples Personal Accident (PPA) Insurance.

Meantime, many individuals, national and multi-national companies entrusted their insurance requirements   to our Company and getting our improvised professional services over the years of operations. More to that, In course of our day to day business, sometimes, our clients are with the dilemma of selecting the appropriate insurance coverage to suit their needs in respect of risk and situation and require specialist advice/suggestion from a team of risk management professionals. We at DGIC, doing the same and undertaking the responsibility of proposing the right & adequate coverage as needed to protect and stabilize the financial interests of our promoters & sponsors i.e., our respected clients.

Furthermore, being insurance is an act of transferring risks and liabilities through a chain of contracts, we also distribute & transfer our undertakings to our reinsurers in proportions locally to SBC and many other overseas reinsurers; this is for the better recovery of losses against occurrences to the properties & assets insured with us. Thus, we insure and ensure the interests of our clients & our Company “DGIC”.

We are in the train of progress to reach the utmost destination of stronger base of providing highest risk coverage with a stronger financial provision. The very important consideration is that, our Company is now holding the long-term credit rating A+ based on our financial and organizational variables. “DGIC” ensures professional dedications to secure your business interests to the best.